| Message | Thanks for sharing your fulltime experience. There's a lot of information in your journal and in the expense tracking. It isn't inexpensive! I was wondering if it might be good to break down the bills you pay annually (like insurance costs) and enter 1/12th of the total each month. It would actually give a more accurate indication of your monthly expenses and iron out the jump in monthly expense when you have to pay a big annual bill. I was also interested in your garden which is a very neat arrangement. Keep up the good work! Jaimie |